Turn Court Victories Into Cash Without the Wait

FIRST UNION ACCEPTANCE

Not Collecting? Sell Your Judgement and Get Paid

HOW IT WORKS

At First Union Acceptance, we turn your unpaid judgement into real cash—fast and hassle-free. Here’s how it works:

Submit Your Judgement

Submit Your Judgement

Provide us with basic information about your judgement using our simple form. No commitments, no hidden fees.

Free Evaluation & Cash Offer

Free Evaluation & Cash Offer

Our team of judgement enforcement experts will review your case and quickly determine if it qualifies for purchase. If it does, we’ll make you a fair, no-obligation cash offer—often within days.

GET PAID & MOVE ON

GET PAID & MOVE ON

Once you accept our offer, we take over all legal enforcement efforts—so you can finally get paid and leave the collection headaches behind. No more waiting, no more chasing—just money in your pocket.

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300k +

State Of New Jersey Unsatisfied Judgements

Who We Are

About Us

At First Union Acceptance, we specialize in turning unpaid court judgements into real cash—fast. We purchase judgements from creditors who are ready to move on and leave the collection process behind. With a deep understanding of judgement enforcement, legal strategy, and asset recovery, we take on the hard work so you don’t have to. Our mission is simple: help judgement owners unlock the value they’ve already earned. We’re not collectors—we’re solution-makers, offering fair, transparent deals and a stress-free process that lets you focus on what’s next

Monday To Friday

8:00-6:00

Ask A Question

866-733-2121

why us
Stuck With An Judgement In NJ?
You Are Not Alnoe, 300k Others Are Too

Why Choose Us?

At First Union Acceptance, we specialize in turning unpaid court judgements into real cash—fast. We purchase judgements from creditors who are ready to move on and leave the collection process behind. With a deep understanding of judgement enforcement, legal strategy, and asset recovery, we take on the hard work so you don’t have to. Our mission is simple: help judgement owners unlock the value they’ve already earned. We’re not collectors—we’re solution-makers, offering fair, transparent deals and a stress-free process that lets you focus on what’s next
Evalution Form

Professional Service

Ethical, and efficient judgement recovery services.

Privacy

Discreet, reliable, and fully compliant recovery solutions.

Effective

Trusted, professional handling of every judgement we buy.

We’re often asked how we do what we do. We’ve put our most FAQ in one spot to answer those inquiries.

+ What dose First Union Acceptance do?
We purchase and enforce court-awarded judgements using all legal means available to recover the money you’re owed—so you no longer have to chase it down yourself.
+ Do I need an attorney to recover a judgement?
No. Once we purchase your judgement, we handle the enforcement process from start to finish, eliminating the need for you to hire legal counsel.
+ How does the judgement recovery process work?
After we evaluate and purchase your judgement, we initiate enforcement strategies such as wage garnishments, bank levies, property liens, and more, depending on the debtor’s financial situation.
+ What types of judgements do you recover?
We recover civil money judgements, including those awarded through small claims, business disputes, unpaid loans, and other court actions.
+ What states do you operate in?
We primarily operate in New Jersey, but can enforce judgements in other states depending on the case.
+ How do I know if my judgement is eligible?
Judgements must generally be final, valid, and collectible. We offer a free case review to determine if your judgement qualifies.
+ How long do I have to enforce a judgement?
In New Jersey, a judgement is valid for 20 years, with the possibility of renewal. The sooner you act, the better the chances of recovery.
+ What happens after you purchase my judgement?
In New Jersey, a judgement is valid for 20 years, with the possibility of renewal. The sooner you act, the better the chances of recovery.
+ Do you charge upfront fees?
No. We do not charge you any upfront fees. If we purchase your judgement, you owe us nothing.
+ Is this legal?
Absolutely. We strictly follow federal and state laws, including the Fair Debt Collection Practices Act (FDCPA), to ensure ethical and legal enforcement.
+ What if I already tried to collect but failed?
Many of our clients come to us after unsuccessful attempts. We have the tools, legal access, and experience to succeed where others couldn’t.
+ How much do you pay for judgements?
Payment is based on many factors such as how old the judgement is, whether it is a “default judgement”, and whether the debtor has any assets we can recover.
+ What size judgements will you purchase?
We will consider purchasing any judgement over $5,000.
Sell Your Judgement

You Won The Case - Now Win the Cash

Don’t let your judgement collect dust. At Summit Judgement Recovery, we buy unpaid court judgements and turn them into immediate cash.

 

Skip the stress. Let us deal with the collection — you just get paid
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    Contact Us

    Ready to turn your judgement into cash? Have questions about the process? We’re here to help. Reach out today for a free, no-obligation evaluation of your judgement—or just to get the conversation started. Our team is ready to guide you through every step.

    866-733-2121

    info@firstunionacceptance.com

    Evaluation Form
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    Disclaimer

    First Union Acceptance is a fully insured, FDCPA-compliant judgement buyer, not a law firm. We do not offer legal advice or representation, and no attorney-client relationship is established by using this website. For legal assistance, please consult an attorney.

    In some jurisdictions, we may be considered a debt collector. This website and our communications may be considered an attempt to collect a debt, and any information obtained may be used for that purpose.